A Community Service of The Center for Retirement Readiness™
Founding Sponsor
SPONSORING ADVISOR

Jeffrey P. Morand

JPMorand Success Coach

PRACTICING SINCE
1980
STANDARD OF CARE
Acts in fiduciary capacity
REGISTERED IN
CO, AZ, CA, HI, ID, ND, NM, TX, UT
In Their Own Words

A little about Jeff.

Jeffrey P. Morand brings over 45 years of experience as a financial advisor, success coach, and creator of the 7 F's program — helping individuals and families build meaningful, balanced, and purpose-driven lives around what matters most, most of the time.

Warmly,
Jeff
Beyond the Card

Topics neighbors ask Jeff about.

Carrying The Lifeline Card™ is free and creates no obligation. For neighbors who'd like to know what else Jeff's practice covers, the topics below are the kinds of questions he's most often asked about.

  1. Medicare enrollment timing & supplement choices
    Initial enrollment windows, IRMAA brackets, and when (or whether) to switch a supplement plan.
  2. Social Security claiming strategy
    When to start, how spousal benefits coordinate, and the long-term cost of claiming early.
  3. Beneficiary form audits
    Whether the names on existing accounts still match the family's wishes — and how to update the ones that don't.
  4. Estate document organization
    Where the will lives, who has the passwords, who gets the call first — the unglamorous part of being prepared.
  5. Required Minimum Distributions
    Getting the timing right, coordinating across accounts, and avoiding the penalties for getting it wrong.
A Community Program

What Jeff's sponsorship makes possible.

Any family who wants to be ready for the moments that matter can request the following resource at no cost.

The Lifeline Card™

A wallet card for the moments that matter.

A fold-once card carrying allergies, medications, conditions, emergency contacts, and doctor information — designed to be in a pocket when first responders need it. Adult, child, and pet versions are available.

Get your free card
About · The Sponsorship

For the families who carry the worry.

Sponsoring advisors are financial professionals who have committed to making The Center for Retirement Readiness™'s community resources — including The Lifeline Card™ — available to families in their communities at no cost.

They sponsor because they share TCFRR's belief that being ready for the moments that matter shouldn't depend on what a family can afford. The cards carry no advertising. They cost the family nothing. They create no obligation for anyone who carries them.

"Being ready for the moments that matter shouldn't depend on what a family can afford."
— The Center for Retirement Readiness™

How sponsorship works.

Sponsoring advisors fund The Lifeline Card™ for their community as one of several ways they participate in TCFRR's mission. Sponsorship is treated as community service.